Websites for Your Research
There are many websites available to assist in educating you about what is involved in financing your education.
To help with your research, we have compiled a list of some of the more popular and useful financial education websites.
National Student Loan Data System (NSLDS)
Get more information on your federal loans. www.nslds.ed.gov
Named the best online personal finance tool by Money Magazine, PC Magazine and an editor’s choice by PC World, Mint is the U.S. government’s website for financial education. www.mymoney.gov
The site includes: Useful information on types of repayment options available. Loan calculators to compare monthly payments for various options.
Questions on Loan Forgiveness
Public Service Loan Forgiveness
The College Cost Reduction and Access Act of 2007 established a public service loan forgiveness program discharging all remaining debt when someone completes 10 years of full-time employment in public service. The borrower must have made 120 payments as part of the direct loan program in order to obtain this benefit. Only payments made on or after October 1, 2007, count toward the required 120 monthly payments. An employment certification package helps borrowers track their progress toward qualifying for public service loan forgiveness (PSLF). Download the materials.
Consequences of Defaulting on a Student Loan
You are responsible for repaying your student loans even if you do not graduate, have trouble finding a job after graduation or were not satisfied with a school you attended. Defaulting on your student loans has serious consequences. FinAid's page on Defaulting on Student Loans.
Information on Obtaining a Deferment or Forbearance
The federal student aid site's Postponing Repayment page.
Information on Obtaining Full or Partial Loan Cancellation or Discharge
The federal student financial aid site's Discharge/Cancellation page.
Student Loan Consolidation
FinAid's information page on the benefits and effects of consolidation.
Ask a Tax Expert
Federal Student Aid Ombudsman of the Department of Education
Students may use this resource to resolve disputes and solve other problems with federal student loans, studentaid.ed.gov/redirects/ombudsman-ed-gov.
Loan Repayment Assistance Program
The University of New Hampshire School of Law established the Phinney Fund, our loan repayment assistance program (LRAP), for J.D. graduates who take low paying public interest law jobs. UNH Law recognizes the high debt loads that face many J.D. graduates and wants to enable those graduates to still pursue their public interest law careers.
Perkins or Law Center Loans
The servicer for these loans is ACS. Please contact them at 1 (800) 826-4470 via the website.
Deferments can be downloaded from this site and sent directly to:
Business Office/University of New Hampshire School of Law
2 White Street
Concord, NH 03301
Identity Theft Information
The Federal Trade Commission’s website explains ways consumers can avoid identity theft.
How to prevent identity theft in addition to updates on recent consumer advocacy issues affecting students.
Opt Out Prescreen
This site allows you to opt out of pre-screened credit offers for five years or permanently. You may also call 1 (888) 567-8688.