Financial Aid

Making Your Investment More Affordable

We know attending law school as a J.D. or graduate student is a significant financial investment. We want to help you find ways to make it more affordable.

At UNH Franklin Pierce, students will find a broad range of merit and need-based scholarships. In fact, the vast majority of admitted students are offered scholarships at the time of admission, and more than 90 percent of students qualify for student loans.

Our Office of Financial Aid is ready to assist you. We do everything we can to make UNH Franklin Pierce an affordable investment. We offer individualized counseling with a focus on finding the best way to fund your legal education. Let us help you explore your options.

How It Works

For Admitted Students

We begin processing financial aid awards for newly admitted students in early February.  Students are notified via email whenyour eligibility for financial aid has been determined.  You'll be able to view the details of the award in Webcat through the MyUNH online portal.  Scholarships and student loans are typically paid to your account in two equal installments, half for fall semester, half for spring semester.

For Returning Students

Financial aid awards are processed on a rolling basis beginning in February. Your scholarship, if applicable, and student loans are posted to your financial aid award in two equal disbursements, half for fall semester, half for spring semester.

Contact Us

Jen Pereira
Assistant Director of Financial Aid
Office hours: Monday - Friday, 8:00 a.m. to 4:30 p.m., EST
Phone: (603) 513-5105
Email: financialaid@law.unh.edu

To apply for federal financial aid, you must complete the Free Application for Federal Student Aid (FAFSA). The FAFSA requires information from your (and your spouse’s) tax return. from the last completed tax year. As a graduate student, you are considered independent. No parental tax information is required. It is strongly recommended that you use the IRS Data Retrieval Tool (DRT) to transfer your tax information directly from the IRS into the FAFSA.  You must complete a new FAFSA each academic year to reapply for financial aid. 

UNH Title IV School Code: 002589
When completing the FAFSA form it is important to indicate our Title IV school code, which will display as “UNH, Durham, NH”.  This allows the federal processor to send your FAFSA information to the University of New Hampshire. The above Title IV school code is good for all UNH campuses.

Federal Financial Aid

Graduate students who are enrolled in a degree program at least half time who are a U.S citizen or an eligible non-­citizen may be considered for federal financial aid.

Graduate students are eligible for two types of federal aid resources, federal loans and work study.

Federal Work Study utilizes federal funds to provide employment opportunities to graduate students who demonstrate financial need.  Several departments hire students to work on campus, including Admissions, Security, the Library, and as teaching assistants.  Work Study funds are awarded on a case-by-case basis, typically after a student has identified a potential job position.  Once an employer has agreed to hire a student, the student will be issued a Student Payroll Authorization Form from the Financial Aid office.  Students cannot begin working until the Student Payroll Authorization Form has been processed by Human Resources.  Work study funds are not applied towards tuition bills, instead students are issued the proceeds earned in a  biweekly paycheck. 

The Federal Direct Unsubsidized Loan is available to graduate students regardless of financial need. 

The Federal Direct Unsubsidized Loan offers eligible graduate students up to $20,500 annually.  For the 2020-2021 academic year, the Federal Direct Unsubsidized Loan for graduate students has a fixed interest rate of 4.3% with a loan processing fee of 1.059% deducted from the loan at the time of disbursement.  The interest rate is a fixed rate for the life of the loan.

The Direct Graduate PLUS Loan is a federal loan that graduate or professional students and parents of dependent undergraduate students can use to help pay for tuition and other expenses up to the cost of attendance. Aid awards typically include an estimated Grad PLUS loan to indicate the amount of additional funding you may apply for through the Grad PLUS loan.  The 2020-2021 Federal Direct Graduate PLUS Loan has a fixed interest rate of 5.3% and a 4.228% origination fee, which is deducted from the loan at the time of disbursement. You are advised to exhaust Direct Unsubsidized Loan eligibility before borrowing in the Graduate PLUS Loan program, as the Grad PLUS loan carries a higher interest rate and processing fee.

Applying for the Direct Graduate PLUS loan

To receive a Federal Direct PLUS Loan, students must first file the Free Application for Federal Student Aid (FAFSA). After filing the FAFSA, students can apply for the Federal Direct Graduate PLUS Loan by completing a separate loan application at https://www.studentloans.gov/. Approval for the Direct Graduate PLUS Loan is based on good credit.  A credit check will be processed on your request and you will be notified immediately if you are approved or if an endorser is required.  The university will be updated within 1-2 business days and your account will be updated to show that a credit check has come back positive.  To finalize the loan, you will also need to complete an additional Master Promissory Noteand Grad PLUS Loan Entrance Counseling before the loan will pay to the University.  Both steps can also be completed at www.studentloans.gov, again selecting UNH – Durham as the school you are attending as it is the main campus and all federal loan documents will be processed under this campus.

Master Promissory Note and Entrance Counseling

The Master Promissory Note (MPN) is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan(s).

If you have not previously received a Direct Loan, the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.

All first-time borrowers will need to sign a promissory note (MPN) and complete entrance counseling at www.studentloans.gov before the loan will disburse. 

Federal loans (Direct Unsubsidized Loans and Graduate PLUS) cannot be released to a student's account until these federal requirements are satisfied. Both the MPN and the counseling session, will review the terms of the loan, including the interest and repayment options, can be completed at www.studentloans.gov.  When logging in, always select UNH – Durham as the school choice, as all federal loan records are processed through the main campus.

Tuition Information

  • Books and supplies: $1,500*
  • Transportation expenses:  $3,630*
  • Living expenses: $11,000*
  • Miscellaneous - includes health insurance and other expenses: $4,747

*These figures are estimates because they are different for each student's circumstances.

Your cost of living is variable. The good news is that housing costs in the immediate Concord area, since it is a small city, are typically lower than a large metropolitan area. About two-thirds of our students live in apartments within walking distance. Others choose to commute from greater distances. Check out the wide range of housing options in the Concord area.

The good news is that you are likely to be offered a scholarship or grant at the time of admission. That’s because at UNH Law the majority of our admitted students qualify for some kind of aid.

Every admitted J.D. student is automatically considered for the following awards:

Dean’s Scholarships

The Dean’s scholarship is merit-based and awarded to admitted students with strong academic credentials (LSAT and GPA).  The Dean’s Scholarships can range up to $37,000 for NH residents and $45,000 for non-residents.

Opportunity Grants

Awarded to select admitted students from diverse backgrounds who bring strengths other than undergraduate GPA and LSAT scores to the UNH Franklin Pierce Law community. A few examples of these strengths include overcoming obstacles/adversity, employment, advanced degrees, and unique skills.  These grants are renewable as long as the recipient is in good academic standing.

Jorda (STEM) Scholarship

Awarded to highly qualified STEM students who plan to pursue patent law or other IP specialties. 

Law Preview Scholarships Sponsored By Lexis Nexis  

Law Preview (the nation's largest law school prep course) has teamed up with Lexis Nexis, one of the world’s leading online research providers, to provide Law Preview Scholarships to select members of our entering class.  Lexis Nexis has generously agreed to help entering students prepare for the unique challenges they will face during their 1L year at UNH Law by paying the cost of tuition for a law school prep course.  Review the Law Preview scholarship information to see if you meet the scholarship criteria.

Additional Scholarships and Grants

Douglas J. Wood Chairman's Scholarships

Wood scholars are selected from rising 2Ls who did not receive merit scholarships upon matriculation and who have demonstrated academic excellence, keen writing ability and service to the law school. The award for a Wood scholarship varies. These scholarships are funded from a donation by 1976 alumnus and former chairman of the board of the UNH School of Law, Douglas J. Wood, through a gift he received for distinguished service to a client.

Endowed Scholarships

Endowed scholarships have been established to honor alumni and friends of the UNH Law community and are available to entering and returning students who meet the specific criteria.

Need-based Options

The majority of funding for law school is acquired through student loans. Some are granted on a need-based determination. All require a good credit history. See the Loans section for complete information on federal, direct and private loans.

On-campus employment is an option for students.

New England Regional Student Program

The University of New Hampshire participates in the New England Board of Higher Education’s New England Regional Student Program (NERSP). Students with a primary residence in a New England state that does not have a public law school qualify for a tuition discount through this program. Currently, the tuition discount applies to residents of Vermont and Rhode Island. The NERSP tuition rate for J.D. students enrolling at UNH Law in the Fall of 2020 is $42,000. 

Rudman Fellowship

Two students with an interest in public service are eligible for a full-tuition scholarship, summer stipend for qualified public service and additional leadership training through the law school’s Warren B. Rudman Center. 

U.S. Military Veteran/GI Bill®

UNH Law is proud to support our veterans as a Yellow Ribbon participating school.

GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by the VA is available at the official U.S. government website.

You may continue your scholarship search at:

Residential Graduate Law Scholarships

Presidential Scholarship
Awarded to graduate law students who have achieved outstanding academic credentials and demonstrate extraordinary potential to be a successful member of the UNH Franklin Pierce School of Law community.

  • Award: Ranges from $7,500-$15,000
  • Application: No application is required. Recipients are selected at time of admission.

Dean’s Scholarship
Awarded to graduate law students who have achieved excellent academic credentials and demonstrated financial need.

  • Award: Ranges from $5,000-$10,000
  • Application: No application is required. Recipients are selected at time of admission.

Professional Experience Award
Awarded to entering graduate law students in recognition of their years of professional experience

  • Award: Ranges from $500-$5,000
  • Application: No application is required. Recipients are selected at time of admission.

Emerging Professional Award
Awarded to early career graduate law students who show strong potential in their field of study.

  • Award: Ranges from $500-$5,000
  • Application: No application is required. Recipients are selected at time of admission.                                                                           

Franklin Pierce Center Scholarship
Awarded to graduate law students based on their educational background, experience, and/or expressed interest in the field of Intellectual Property and/or Commerce and Technology law.

  • Award: Ranges from $500-$3,000
  • Application: No application is required. Recipients are selected at time of admission.

Alumni Referral Scholarship
Awarded to graduate law students who were referred to Franklin Pierce by an alum of the law school.

  • Award: $5,000
  • Application: No application is required. Applicants should note on their application the name of the alum who referred them. Referring alumni are encouraged to write a letter of recommendation on behalf of the applicant. This letter can count as one of the applicant’s two required letters of recommendation.

International Student Scholarship
Awarded annually to an international graduate student admitted to the LLM in Intellectual Property or the Master’s in Intellectual Property who has achieved outstanding academic credentials. This award is sponsored by ROYZZ & CO., a law firm in Mumbai, India.

  • Award: $5,000
  • Application: Separate application is required. For more information and to request a scholarship application, please e-mail admissions@law.unh.edu. The deadline to apply is April 1, 2020.

You may continue your scholarship search at:

Online Dean’s Scholarship
Awarded to online graduate law students who have achieved excellent academic credentials and/or demonstrated financial need.

  • Award: Ranges from 5%-20% Tuition Scholarship
  • Application: No application is required, but students should indicate on their application that they would like to be considered for scholarships. Recipients are selected at time of admission.                                                                

Online Franklin Pierce Center Scholarship
Awarded to online graduate law students applying to the Intellectual Property program based on their educational background, experience, and/or expressed interest in the field of Intellectual Property.

  • Award: Ranges from 5%-20% Tuition Scholarship
  • Application: No application is required but students should indicate on their application that they would like to be considered for scholarships. Recipients are selected at time of admission.

FBINAA Partnership Award
Awarded to members of the FBINAA who enroll as students in the International Criminal Law and Justice program.

  • Award: 20% Tuition Scholarship
  • Application: No application is required. However, students should indicate on their application that they are affiliated with the FBINAA. Recipients are selected at time of admission.

In order to receive federal loans or work study during the summer semester, you must file the 2021-2022 Free Application for Federal Student Aid (FAFSA) and enrolled at least half-time to receive a Direct Loan or a Grad PLUS loan (six credits for JD students, five or four credits for most graduate programs).  Students can borrow one-third of annual Direct Loan eligibility for the summer but it will reduce the total amount available for the remaining fall and spring semesters. 

JD residential students and graduate students who wish to request federal loans be portioned out for summer will need to contact the Financial Aid office directly, 603-513-5105 or Financial.Aid@law.unh.edu to confirm your enrollment plans for the year. 

Students enrolled in the hybrid JD program will have aid split between summer, fall & spring automatically after the first academic year. Aid awards will assume enrollment per the curriculum map.  Students whose enrollment deviates from the set curriculum map will need to contact the Financial Aid office directly, 603-513-5105 or Financial.Aid@law.unh.edu to confirm enrollment plans for the year. 

You do not need to be enrolled in coursework to be considered for the summer work-study program. However, you do need to be enrolled at least half-time during the coming fall semester.  Students who have confirmed that they will be continuing employment throughout the summer will need to request a Student Payroll Authorization Form (SPAF) specifically for the summer semester.  Please note that when summer work study funds are awarded, the financial aid budget will also reflect an increase to allow for the additional resource.  When viewing the aid budget in Webcat, the tuition amount listed will be artificially inflated equal to the amount of the work-study award. 

Securing funds for your study in the United States can be difficult. Our financial aid office has put together a list of resources to help you through this process.

The following organizations and websites offer some information regarding private loans and scholarships available to international students.

The UNH Franklin Pierce School of Law established the Phinney Fund, our loan repayment assistance program (LRAP),

for J.D. graduates who choose to practice law full-time in a qualified public interest job and are making less than $55,000/year.

UNH Franklin Pierce is committed to ensuring Loan Repayment Assistance Program (LRAP) funds remain a reliable resource for graduates who choose careers serving the public interest.

Assistance takes the form of reimbursement of a portion of the loan payments that the public-interest graduate made in the previous tax year.

Exit Counseling Information:  J.D. Class of 2016

1.  Access your Federal Financial Aid Loan records in the National Student Loan Data System. Make sure your Loan Servicers have your correct address information.

2.  You are required to complete online exit counseling for your federal loans. For information about student loan repayment options, call Access Assist at 1-844-755-4357.

3.  Your Servicers will be sending you notices regarding your loans. IT IS VERY IMPORTANT FOR YOU TO OPEN WHATEVER IS SENT TO YOU AS YOU MAY BE ASKED TO COMPLETE AND RETURN INFORMATION TO THE LENDER OR THE LOAN SERVICER.  FAILURE TO REMAIN IN CONTACT WITH YOUR SERVICERS MAY RESULT IN LOAN SERVICING PROBLEMS, INCLUDING DELINQUENCY OR DEFAULT THAT COULD HAVE BEEN AVOIDED.

4.  If you are uncertain who the holder of your loan is check at www.nslds.ed.gov. Remember that you will have multiple lenders/services unless you Consolidate your loans.

5.  If you DEFAULT on a student loan, YOUR CREDIT WILL BE DIRECTLY IMPACTED AND the authority of UNH School of Law to offer federal loans for future students may be restricted. UNH School of Law has the authority to offer federal loan eligibility based upon prior default statistics. This privilege can be limited, suspended or terminated by the federal government or private lenders, which would mean future UNH School of Law students would be unable to borrow.

Loan Statistics - J.D. Class of 2016 

Program Total $ Recipients Avg. debt per program per recipient Average debt per program per graduate Percent of students with this dept
Federal Direct Stafford 3,237,792 60 53,963 45,603 84.5%
Federal Direct Graduate Plus 2,544,632  49 51,931  35,840  69.0%
Private/Alternative 8,000 1 8,000 113 1.4%
Number of J.D. Graduates 71
Number of J.D. Graduates with Loans 60
Percent of Graduates with Debt 84.5%
Total Debt for Graduating Class $5,790,424
Average Debt per J.D. Graduate $81,555
Highest Debt Load $176,610
Lowest Debt Load (excluding $0) $20,000

There are many websites available to assist in educating you about what is involved in financing your education. To help with your research, we have compiled a list of some of the more popular and useful financial education websites.

U.S. Military Veteran/GI Bill®    

UNH Law is proud to support our veterans as a Yellow Ribbon participating school. GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by the VA is available at the U.S. government website.

Loan Repayment Assistance Program    

UNH Law is committed to ensuring Loan Repayment Assistance Program (LRAP) funds remain a reliable resource for graduates who choose careers serving the public interest.

National Student Loan Data System (NSLDS)
Get more information on your federal loans.

Money Management
Named the best online personal finance tool by Money Magazine, PC Magazine and an editor’s choice by PC World, Mint is the U.S. government’s website for financial education. The site includes: Useful information on types of repayment options available. Loan calculators to compare monthly payments for various options.

Public Service Loan Forgiveness

The College Cost Reduction and Access Act of 2007 established a public service loan forgiveness program discharging all remaining debt when someone completes 10 years of full-time employment in public service. The borrower must have made 120 payments as part of the direct loan program in order to obtain this benefit. Only payments made on or after October 1, 2007, count toward the required 120 monthly payments. An employment certification package helps borrowers track their progress toward qualifying for public service loan forgiveness (PSLF). Download the materials.

Consequences of Defaulting on a Student Loan

You are responsible for repaying your student loans even if you do not graduate, have trouble finding a job after graduation or were not satisfied with a school you attended. Defaulting on your student loans has serious consequences. 

Student Loan Consolidation

Ask a Tax Expert

Federal Student Aid Ombudsman of the Department of Education

Loan Repayment Assistance Program

The University of New Hampshire School of Law established the Phinney Fund, our loan repayment assistance program (LRAP), for J.D. graduates who take low paying public interest law jobs. UNH Law recognizes the high debt loads that face many J.D. graduates and wants to enable those graduates to still pursue their public interest law careers.

Credit Report

Perkins or Law Center Loans

The servicer for these loans is ACS. Please contact ACS or call them at 1 (800) 826-4470.

Deferments can be downloaded from this site and sent directly to:

Business Office/University of New Hampshire School of Law
2 White Street
Concord, NH 03301

Identity Theft Information

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